Funding Manager

Kim

A company’s values should start with its people.

Kim Marohl has been a Funding Manager with PCMA since 2012, when she came here from a much larger national mortgage company. She found her situation here to be a vast and immediate improvement.

“I needed to be someplace that truly valued its people and its customers,” she said firmly. “I like to think of myself as a professional, and I just needed to be with an organization – and working with colleagues – where they care about what they’re doing and how well they do it.”

One thing that particularly impressed Kim was the fact that we keep regular business hours (for Funding Managers 7:30 a.m. to 4:30 p.m., Monday – Friday). It was a big change from the inexcusably long days and weekends in her previous position. “Sure the pace is fast here,” she said. “But they have a much more innovative, much more efficient process for running the business. So you get a lot more done over the course of the day. The simple fact is, I’m doing work I’m proud of with people with I respect. A fast pace, you say? I say ‘Bring it on.’”

Among Kim’s goals at PCMA is advancing to a management position where she can help build the team and contribute to the company’s growth. “PCMA has an amazing ability to adjust to market changes very quickly and maintain the pace of the business as conditions vary. Being part of this environment has really helped me learn and grow.”

In the meantime, Kim is enjoying the personal and financial freedom that her role at PCMA has helped give her. “I have a daughter, and so being able to spend more time with my family is important to me. Beaching, biking, gardening together … it’s nice to have the time to do what really matters.”

As we said, our values start with our people.

You’re a financial professional, not a telecenter operator.

We envisioned the Credit Officer at PCMA as the next generation Loan Officer, from when the title really meant something. As a Credit Officer, you’re here to re-engage the concept that we are financial professionals offering knowledge and guidance to the client.

Our Credit Officers do not do telephone interviews and applications. Period. Our trained Transaction Initiators handle that for you, and give you only completed applications for clients who have been LTV and Credit Approved. So you can focus your valuable time where it produces the most value: working with and for those clients. You’ll present them with at least three mortgage options and advise them on their choices. Once the client is committed and the rate is locked, you pass the file to the Funding Manager and earn your bonus.

Requirements for Credit Officers.

We look for proven producers who want to challenge themselves in a high-performance, high-reward mortgage firm. Self-confidence, experience, industry knowledge and professional ambition are some of the traits we see in our most successful Credit Officers. And you should love the part of the job that’s also the most important – using your experience to work with your clients and guide them in their decision.

Additions requirements:

  • NMLS Safe Act Compliant, Federal NMLS Registration and California License DBO or BRE
  • The mortgage experience to guide a savvy and sophisticated client base
  • Knowledge of all relevant Federal regulations and a comprehensive understanding of loan guidelines
  • Professional-level writing and speaking skills.


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